QUESTION ON Starting a Retail Clothing Store

A friend and I are wanting to start a retail clothing store. We are doing our research on grants, loans and the such, but my main question is where to start once we do get the money. Do we look for locations immediately and secure one, or do we look for inventory, or so on? I christian louboutin replica also would like some advice. We are both young, in our early 20 and want to be taken seriously (as we are quite serious) by bankers and landlords, any suggestions or advice? Thank you so much.

First things, first: start with a business plan. A business plan will help you secure financing for your business; as well as help you map out the direction you will take in jump starting your retail clothing store louboutin replica business.

If you are starting from the ground, banks or any lending institutions whom you christian louboutin shoes replica are looking up for a loan, will definitely require you to submit your Business Plan. That will be their basis as to whether they will avail a loan for you. Also check out our listing of free sample business plans. The business planning process is essential to help you flesh out your ideas and really think through what you need to do to make your business work.

Getting a bank loan is NOT easy, more so during these tough economic times. The banks will want you to prove that you have the resources to repay the loan even if the business will not work. Banks tend to look at existing businesses with solid financial performances more favorably than a new startup business.

If and when the banks still will consider you, they will ask for a collateral and look for assets. If you don have a property to use for that purpose, you may not have the chance of getting a bank loan. Banks also look at your experience in the business, as they want to assurance that their money is actually used well in the It is strange to think that banks keeps on advertising about how easy it is to get loans but they ask for so much security when you try to apply for one. You may want to read the article 12 Tips on Getting Your Bank Loan Approved before you meet with them.

Remember, no financial institution will take you seriously if you have nothing to show that would convince them that you and your friends are worth risking their money with. If you have no collateral, one strategy would be to bring someone with established credentials (known in the community or in the field) as part of your management team perhaps replica christian louboutin shoes in an advisory capacity (if you are not looking for an investor). That would send a very strong signal to banks, financial institutions and leasing companies that you two are serious about this business. Of course, your next task would be to find that someone, and convince him/her to support and endorse your business.

You need to line up alternative sources of financing, especially if you don have the requirements needed by the bank. Perhaps Aunt Mathilde has some cash that you can borrow? Also look at crowdfunding as an option for raising the funds that you need.

As for government grants, grants are normally given out by the government to non profit organizations or a project based activity. Rarely are there any grants to help start out a business, much less a retail clothing store. We prepared an article on how to get grants and resources to help you find these grants. You have a better chance of winning grants if you find those that focus on women and youth those are your best bets. Check out the Foundation Center database of grants for individuals.

For your next question, I recommend that you read my article, a Product based Business which can give you some hints on what to do. It will give you a step by step approach louboutin shoes replica to starting your business.

Of course, you don have to have replica louboutin shoes a location immediately but it will help you much if you have one. You may need some inventory of items representative of what you intend to sell. Try to limit your inventory to specific categories. Try to specialize. Will you be in Women, Men, or Children Clothing? You can have a little of each. It all depends on how much you can afford in the beginning. If you are limited with funds, try one line first and move as you progress later on.

We prepared a comprehensive article on starting a clothing business that may give you some ideas in setting the direction of your venture. I also recommend reading the blog post Growing Your Retail Store Business. The book featured in that blog post is an excellent primer of what you need for your retail store to succeed.

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Nike TomTom GPS Sport Watch, Best Buy, ($169.99). And no wonder MacLennan likes it so much; trampolining is great for your heart, easy on your joints, builds strong bones and muscles and helps coordination. Not to mention a NASA study recently found that 10 minutes of cheap nfl jerseys jumping on a trampoline is nfl jerseys china equivalent to a 30 minute run. You won't get to MacLennan's standard on a mini trampoline, but it's a great way to test whether you like it.

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Who could forget Canada pride as trampolinist nfl jerseys china Rosie MacLennan bounced to china wholesale nfl jerseys a gold medal at the London 2012 Olympics?

Feb china wholesale jerseys 4:Patriots draw wild cheers from giddy fans at Boston paradeFeb 1:New England Patriots beat Seattle Seahawks 28 24 for fourth Super Bowl winJan 31:Record defense is why Seattle cheap jerseys china will win 2nd straightPatriots should edge Seahawks for fourth Super Bowl winJan 30:NFL's Goodell seeks to look past 'tough year,' to futureJan 28:El Paso ranked 10th worst city for football fansFacebook launching Trending Super Bowl for the big game Jan 26:New England Patriots owner makes strong defense of team Border Protection lends a hand for Super Bowl security Jan 25:From Sun Bowl to Super Bowl: New England Patriot Patrick Chung works hard to make his dream goal a realityBut it's not some sportsbook bet Horowitz is hoping to win; it's the Doritos' Crash the Super Bowl 2015 contest. His 30 second Doritos commercial, "The Lemonade Stand," is one of 10 finalists in the running to be aired during the big game Feb. 1.The winner will receive $1 million and a job at Universal Pictures. The second place winner, whose commercial also will air, will receive $50,000."It makes me giddy. I don't know what I would do. All of us 10 finalists will be in a suite wondering if our commercial is going to air. We won't know until you all know," Horowitz said from his home in Santa Monica, Calif.El Paso native David Horowitz directs his commercial for the Doritos' Crash the Super Bowl 2015 contest.The finalists were chosen from about 5,000 entries in this year's contest. People can vote for their favorite commercial through Jan.A graduate of Coronado High School, Horowitz majored in Japanese at the University of Rochester in New York. He also lived in Japan for a year as a junior, intending to become a translator.But his passion was always being behind the camera.His parents, Ira and Becky Horowitz, recall their son grew up with a camera in hand."He would borrow our video camera and he and his friends would make videos," china cheap jerseys said Ira Horowitz.The proud father added, "When he was about 20 years old, he made a condom commercial that was one of the top 10 and he received an award from Dr. Ruth. At that point, I didn't know he knew anything about condoms."The Lifestyles commercial aired in 1995 on MTV and Comedy Central networks.Before he moved to the Los Angeles area to pursue his dream, Horowitz returned to El Paso for a while and tended bar at the Camino Real Hotel Dome Bar. He said he wanted to hone his bartending skills "in case my plans didn't work out."Horowitz, 42, the big brother of celebrity chef Sara Horowitz from "Hell's Kitchen," said he has found his niche producing and editing videos in California. Among his recent works is a promotional video for the city of Los Angeles titled "Stay."He still bartends to supplement his income. And it is at work at a sushi restaurant where a friend kept pitching him ideas for the Doritos' commercial contest."He was bugging me to submit work and he probably gave me about 20 really bad ideas. And then finally he came up with the lemonade stand and my eyes just lit up. I knew immediately it was a winner."The commercial features a 7 year old girl selling lemonade. When she realizes people are willing to buy lots of cups of lemonade if they can also get her bag of Doritos, she becomes a clever auctioneer."Our little auctioneer is just so adorable and cute," said Horowitz, who produced and edited the commercial. His friend Nick Sivakumaran directed it and Richard Jindapornsuk, who came up with the idea, wrote the script.The filmmaker added that the commercial probably connects with people because the lemonade stand embodies the American dream of entrepreneurship."I know it's one of your first jobs as a kid . mine was selling chocolates. And it's just really easy to sell something if you really believe in it and she really loves Doritos," he said.Horowitz, who still visits his parents in El Paso, would love to see the city support him with votes."I have a great love for the city and have always considered it home," he said. "And there's nothing better than to have your city rally behind you."Mara Corts Gonzlez may be reached at 546 6150.Germany cheap jerseys returns historic books stolen from Italian librariesBERLIN (AP) German prosecutors say they will return to Italy more than 500 historic books, including original editions of works by Galileo Galilei and Nicolas Copernicus, that were seized in Munich after being stolen from Italian libraries. Full Story

Marijuana is seen under a magnifier at the medical marijuana farmers market at the California Heritage Market in Los Angeles, California July 11, 2014A Los Angeles based smartphone application aimed at becoming the city first mobile medical marijuana logistics service was ordered to stop business by a judge on Tuesday.

Judge Robert O of the Los Angeles County Superior Court, said Nestdrop, a mobile app hoping to connect the city medical marijuana patients with dispensaries, was replica michael kors handbags in violation of a voter approved law called Proposition D that explicitly bans medical marijuana delivery, according to the Associated Press.

Nestdrop claimed that they were not in violation of the law because fake michael kors handbags they only connect distributors with patients and do not handle the marijuana themselves, according to the Los Angeles Times.

is the technology platform that connects law abiding medical marijuana patients with local dispensaries to receive the medication that they need in a safe and secure manner, Nestdrop co founder replica michael kors handbags Michael Pycher told the Los Angeles Times earlier this month.

Launched earlier this year, the company said that it will maintain its alcohol logistics service within Los Angeles while evaluating future options to operate there in the medical marijuana industry replica michael kors handbags as well.

Correction: The original version of this story misstated the timing of Feuer lawsuit. cheap michael kors handbags It was filed on Dec. 2, 2014. The original version of this story also incorrectly described when Nestdrop first launched. The app first became available in the summer of 2014.

Season 4 of Celebrity Rehab aired on VH1 on Wednesday, December 1 featuring a new cast that included a couple of reality show veterans former America's Next Top Model judge Janice Dickinson and wholesale nfl jerseys Frankie Lons star of BET's Keyshia Cole: The Way It Is and Frankie Neffe. Both women have recently turned to Dr. Drew to help them through their addictions.

Dickinson, no stranger to the spotlight, is a former supermodel and is known for her outspoken and sometimes inappropriate outbursts and commentary. Janice says her cheap nhl jerseys china current addictions are shopping, plastic surgery, and prescription drugs.

Frankie, a former crackhead, was once estranged from her famous daughter Keyshia Cole, Cheap Jerseys but the two worked to mend their relationship on TV. Frankie always seemed a little off and cheap nhl jerseysnow she reveals she has yet to sober up and drinks everyday from morning until night.

We wish Janice and Frankie Cheap Jerseys From Chinathe best of luck on their roads to recovery along with the rest of the cheap nhl jerseys from china Celebrity Rehab folks.

Lenders cheap jordans for sale Of Caesars jordans for sale Entertainment Releases jordan shoes cheap Information About Restructuring cheap jordans Discussions

Information contained on this page is provided by an independent third party content provider. WorldNow and this Station make no warranties or representations in connection therewith.NEW YORK, Dec. 11, 2014 /PRNewswire/ An informal committee consisting of certain beneficialholders (the "First Lien Bank Lenders") of first lien debt of Caesars Entertainment Corporation ("CEC") and its majority owned subsidiary Caesars Entertainment Operating Company, Inc. ("CEOC" and together with CEC, the "Company") outstanding under CEOC senior secured credit facilities is publicly disclosing information that was provided to the First Lien Bank Lenders in discussions with the Company regarding a potential restructuring of CEOC debt (a "Restructuring"). The First Lien Bank Lenders are advised by Stroock Stroock Lavan LLP and Rothschild Inc.As previously disclosed by CEOC, in connection with these discussions, the First Lien Bank Lenders entered into non disclosure agreements ("NDAs") with the Company pursuant to which the Company provided certain confidential information to the First Lien Bank Lenders. As of December 10, 2014, the First Lien Bank Lenders NDAs with the Company have expired pursuant to their terms. So that the First Lien Bank Lenders will no longer be in possession of material nonpublic information regarding the Company, and in accordance with the NDAs, the First Lien Bank Lenders are providing the information contained in this release, as well as the additional information (including projections, proposals, counter proposals and other information) posted to the following URL:Below is a summary of an oral agreement in principle which the First Lien Bank Lenders believe that they had reached with the Company, as well as a summary of certain forward looking financial information provided by the Company to the First Lien Bank Lenders. This narrative summary is supplemented in its entirety by the more complete information posted to the URL above (including a summary deck of the material economic terms described below). The financial information contained in this press release and posted to the URL above was provided by the Company, and the First Lien Bank Lenders make no representations or warranties whatsoever with respect to such information, and disclaim any responsibility of any kind to anyone for any use of, or reliance on, this information or any omissions therefrom. The information is also subject to the disclaimer set forth at the end of this press release.Discussions between the Company and the First Lien Bank LendersThe First Lien Bank Lenders believe that they reached an oral agreement in principle with the Company on certain material economic terms with respect to a Restructuring, which would ultimately be effected through a chapter 11 filing. That oral agreement in principle, however, was contingent on, among other things, the Company reaching an economic deal with respect to a Restructuring acceptable to the First Lien Bank Lenders with certain beneficial holders of CEOC 11.25% senior secured notes due 2017, CEOC 8.5% senior secured notes due 2020 and CEOC 9% senior secured notes due 2020 (collectively, the "First Lien Bondholders", and together with the First Lien Bank Lenders, the "First Lien Creditors"). The First Lien Bank Lenders understand that, at the time of this press release, the Company has not reached an agreement with the First Lien Bondholders on the terms of a Restructuring that are acceptable to the First Lien Bank Lenders, nor has the Company negotiated the details of the definitive documentation relating to such Restructuring or resolved all of the substantive issues with the First Lien Bank Lenders.The following are the material economic terms upon which the First Lien Bank Lenders believe they had reached an oral agreement with the Company:Structurally, CEOC would be restructured as a real estate investment trust ("REIT") with an operating company ("OpCo") and a property company ("PropCo"). In addition, a subsidiary of PropCo would own all of the assets of Caesars Palace Las Vegas ("CPLV"). A summary of the proposed REIT structure (including a schematic) is included in the information posted to the URL above.In connection with the REIT structure, pursuant to two separate leases, one for CPLV and one for all other properties owned by PropCo, OpCo would lease all the properties owned directly or indirectly by PropCo and pay rent to PropCo. Rental payments under the leases would be $475 million for the non CPLV properties and $160 million for the CPLV property, with CEC providing a full guarantee of payment of the leases. It was contemplated that the REIT transaction would not be a tax free spinoff; as such a private letter ruling from the Internal Revenue Service would not be required in connection with the implementation of the REIT structure.Each of PropCo, CPLV and OpCo would have its own debt structure.PropCo would issue approximately (a) $2.4 billion of first lien debt with an interest rate of LIBOR plus 3.5% (with a 1% LIBOR floor) and (b) $1.4 billion of second lien debt with a flat interest rate of 7.0%.CPLV would issue $2.6 billion of debt (including mezzanine debt), with at least $2.0 billion of such debt being issued with a blended interest rate of 5.0% or below and sold to third party investors for cash. Up to $600 million of CPLV debt that was not able to be sold to third party investors would be issued to First Lien Creditors as CPLV mezzanine debt and would have an interest rate ranging from 8.0% if First Lien Creditors received $600 million of CPLV mezzanine debt, to 13.0% if First Lien Creditors received $100 million of CPLV mezzanine debt.OpCo would issue approximately (a) $1.2 billion of first lien debt with an interest rate of LIBOR plus 4.0% to 4.5% (with a 1% LIBOR floor) (depending on the amount of excess cash used to decrease the principal of the OpCo second lien debt) and (b) $550 million or less (if excess cash used to decrease the principal of the OpCo second lien debt as described below exceeded $350 million) of second lien debt with a flat interest rate of 8.5%. OpCo would use its commercially reasonable best efforts to syndicate the OpCo first lien debt. All excess cash during the Restructuring process would be used to decrease the principal amount of the OpCo second lien debt. If there was not at least $350 million of excess cash, then CEC would be required to make up the shortfall.CEC would not provide a guaranty with respect to any of the new debt issued by PropCo, CPLV or OpCo.The beneficial holders of CEOC senior secured credit facilities would receive a 100% recovery based on principal outstanding, comprised of $705 million of cash, $883 million of first lien OpCo debt (and/or cash from the OpCo first lien debt syndication), $406 million of second lien OpCo debt (and/or additional cash), $1,961 million of first lien PropCo debt, not less than $1,200 million of cash from CPLV debt sold to third party investors and $250 million of CPLV mezzanine debt (and/or additional cash). If the beneficial holders of CEOC senior secured credit facilities receive any CPLV mezzanine debt, they would be permitted to move up to $100 million of the CPLV mezzanine debt to any other debt or equity investment at OpCo or PropCo.The beneficial holders of CEOC first lien bond debt would receive a 93.8% recovery based on principal outstanding, comprised of $382 million of cash, $306 million of first lien OpCo debt (and/or cash from the OpCo first lien debt syndication), $141 million of second lien OpCo debt (and/or additional cash), $431 million of first lien PropCo debt, jordans cheap $1,425 of second lien PropCo debt, not less than $800 million of cash from CPLV debt sold to third party investors and $350 million of CPLV mezzanine debt (and/or additional cash), 70% directly or indirectly of the equity of PropCo (or cash) and 100% of the equity of OpCo (or cash, in which case CEC would own 100% of the equity of OpCo).The beneficial holders of CEOC second lien and unsecured bond debt would cheap jordan shoes receive an amount of equity directly or indirectly in PropCo or OpCo equal to the value of the unencumbered assets; provided, however, that if they voted as a class in favor of the Restructuring they would receive (a) an additional amount of equity and (b) the right to purchase PropCo equity from the beneficial holders of CEOC first lien bond debt at plan value.The beneficial holders of CEOC first lien bond debt would be entitled to put up to (a) all of the OpCo equity for $700 million and (b) 14.8% of the PropCo equity for $300 million to CEC at their option. CEC would also contribute $100 million to CEOC as part of the Restructuring.CEC contemplates raising capital from third parties to finance its funding obligations by issuing $150 million in convertible debt with a variable strike price of no more than $14 per share.In CEOC chapter 11 proceeding, the First Lien Bank Lenders would receive adequate protection payments of LIBOR plus 1.5% (subject to a "most favored nation" provision in the event higher adequate protection payments are made) for CEOC use of cash during the case.In connection with the oral discussions between the Company and the First Lien Bank Lenders, the Company also presented the First Lien Bank Lenders with a lease term sheet with respect to the REIT structure, a management and lease support agreement term sheet with respect to the management of CPLV and the other properties, summaries of principal terms with respect to the first lien and second lien OpCo debt that would be issued, summaries replica louboutin of principal terms with respect to the first lien and second lien PropCo debt that would be issued and summaries of principal terms with respect to the CPLV debt and CPLV mezzanine debt that would be issued. These detailed terms sheets described various terms, conditions and provisions proposed by the Company with respect to the aforementioned arrangements and debt including, without limitation, lease terms (including fixed and variable rent payment components), capital expenditure reimbursement obligations, rights of first refusal, terms with respect to sales of properties by the landlord, assignment rights, landlord and tenant financing rights, casualty and condemnation terms, tenant foreclosure rights, REIT management terms, terms related to the full guaranty of payment of the leases to be provided by CEC, amortization schedules, proposed maturity dates (including 5 years for PropCo first lien debt, 7 years for PropCo second lien debt, 5 years for OpCo first lien debt and 6 years for replica christian louboutin OpCo second lien debt), events of default, debt covenants, representations and warranties, repayment and prepayment structures, financial covenants, cost and yield protection, voting issues and terms addressing various regulatory matters. These term sheets (including the terms and conditions set forth therein) have not been negotiated with, or agreed to by, the First Lien Bank Lenders.The Company also provided a draft restructuring support agreement to the First Lien Bank Lenders. The First Lien Bank Lenders provided the Company with comments to the draft restructuring support agreement, including proposed customary milestones with respect to a Restructuring.In the course of the discussions between the parties, CEOC disclosed to the First Lien Bank Lenders certain forward looking financial information which has been provided in information posted to the URL above.